Benefits Per Age Group |
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| Issue Ages: 50 - 80 | 50 - 70 | 50 - 80 | 81 - 85 |
| Minimum face amount | $3,000 | $3,000 | $3,000 |
| Minimum face amount - WASHINGTON STATE1 | $5,000 | $5,000 | N/A |
| Maximum face amount | $35,000 | $35,000 | $10,000 |
| Maximum face amount - WASHINGTON STATE1 | $35,000 | $35,000 | N/A |
| Premium Payment Period Options | 10 Pay / 20 Pay* / Life | 10 Pay / Life | 10 Pay / Life |
1 WASHINGTON STATE Limited Availability: SIWL is the ONLY FINAL EXPENSE Whole Life Insurance Policy available for Washington State residents. The GDB and MBWL policy options are NOT Available for Washington State residents. |
| *20 Pay - Only Available for age group 50 - 70 |
Yes. This rider pays a death benefit in addition to the base policy if death is caused by an accident, subject to provisions.
Premium per $1,000 face amount
Issue Age: 50-60
Benefit terminates at attained age 70
Available lifetime pay only
Yes. This rider pays a $5,000 death benefit on each eligible child.
Issue Age: 15 days - 17 years
Premium $15 per child, per year (or $1.32 per month)
Available on SIWL base policies of $5,000 and over
Proposed Insured Child must reside with Proposed Insured at time of the application
Proposed Insured may be: Parents or Grandparents NOTE: Foster parents may NOT purchase Life Insurance on foster children
Insurable Interest regulations apply
Rider terminates when Primary Insured dies, any unearned premiums for this rider will be refunded
Convertible at the rider anniversary nearest each child's age 25 without evidence of insurability
Convertible to $25,000 Simplified Issue Whole Life Insurance Plan with level death benefits
Other restrictions may apply and vary by state
Benefits Per Age Group |
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| Issue Ages: 50 - 85 | 50 - 80 | 81 - 85 |
| Minimum face amount | $3,000 | $3,000 |
| Maximum face amount | $25,000 | $10,000 |
| Premium Payment Period Options | Life | Life |
Year |
Death Benefit |
| Year 1 | 30% of sum insured |
| Year 2 | 70% of sum insured |
| Year 3+ | 100% of sum insured |
Yes.
ADB is included in this policy
Death Benefit: 100% total death benefit for Years 1-2 (Not in addition to the 30% or 70%)
Death Benefit: NONE for Years 3+
Benefits Per Age Group |
|
| Issue Ages: 50 - 85 | 50 - 85 |
| Minimum face amount | $3,000 |
| Maximum face amount | $10,000 |
| Premium Payment Period Options | Life |
Year |
Death Benefit |
| Year 1 | Return of Premium + 10% |
| Year 2 | Return of Premium + 10% |
| Year 3+ | 100% of sum insured |
Yes
ADB is included in this policy
Death Benefit: 100% total death benefit for Years 1-2 (Not in addition to the ROP + 10%)
Death Benefit: NONE for Years 3+