Benefits Per Age Group
Issue Ages: 0 - 80	0 - 17	18 - 49	50 - 80
Minimum face amount	$10,000	$25,000	$50,000
Premium Payment Period Options	20 Pay / Life	20 Pay / Life	20 Pay / Life (20 pay max age = 65)

Additional Term Rider

Form number series 58V ATR08. Provides additional term life insurance protection on the life of the primary insured. Renewable and Convertible.

Children's Insurance Rider

Form number series 58N CIR08. Provides term life insurance protection on each of the lives of the primary insured's minor children. Future children may be automatically covered. When covered children reach age 25, the coverage may be converted to permanent coverage for up to five times the original amount.

Spouse Insurance Rider

Form number 58R SIR08. Provides term life insurance protection on the life of the primary insured's spouse. Renewable and Convertible.

Additional Paid-Up Insurance Rider (PUAR)

Form number series ICC13 70K PUAR13. Provides the insured the right to purchase additional amounts of paid-up insurance with additional premiums. The paid-up additions increase the policy's death benefit and cash value. The PUAR may be included only at the time of original policy application. See PUAR Brochure, form 51.11, for all details. Not available on Twenty Pay Life.

Accidental Death Benefit

Form number series 58Y ADB08. We will pay the amount of Accidental Death Benefit in addition to the policy's death benefit proceeds according to the accidental death benefit provisions of the policy. Limits and Exclusions Apply.

Waiver of Premium for Disability

Form number series 58O WPD08. If the insured becomes totally disabled, we will waive the policy premiums during disability according to the Waiver of Premium Benefit provisions of the policy. Limits and Exclusions Apply.

Guaranteed Purchase Option

Form number series 58Z GIO08. Provides the right to purchase additional policies at certain future ages or events, without evidence of insurability.

Policy dividends are not guaranteed

Receive in Cash

Reduce Premiums

Purchase Paid-Up Additional Insurance

Accumulate at Interest